Pawn Shops San Francisco

We're still adding Pawn Shops in San Francisco. Check nearby cities or come back soon. As a major city, San Francisco has a competitive pawn shop market with options across different areas.

No locations to display

Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.Contains affiliate links. Learn more

No pawn shops found yet.

What San Francisco Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)

Redemption Period4 months + 10-day grace period after notification

Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in San Francisco

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in San Francisco?

We're currently adding Pawn Shops in San Francisco. Check back soon or browse nearby cities.

What do Pawn Shops in San Francisco accept?

San Francisco Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in San Francisco?

Pawn Shops in San Francisco typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in California?

In California, the redemption period is 4 months + 10-day grace period after notification. Interest rates are capped at 3% per month on unpaid principal (plus $3/month minimum charge). Always ask about extensions.

Need More Cash?

Get a title loan - keep your car