Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.Contains affiliate links. Learn more
Arkansas Trading & Loan Inc
View details918 E 4th St, Russellville, AR 72801, United States
What Russellville Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Arkansas Pawn Shop Regulations
Following 2021 repeal of Arkansas Pawnbroker Act, state-level licensing was eliminated. Pawnshops remain subject to general record-keeping under Title 12-12-103. The Arkansas Constitution 17% annual usury cap may apply, though enforcement is uncertain.
Tips for Visiting Pawn Shops in Russellville
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
How many Pawn Shops are in Russellville?
There are 1 Pawn Shops in Russellville, AR. We list all licensed pawn shops with addresses, hours, and customer reviews.
What do Pawn Shops in Russellville accept?
Russellville Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.
What percentage do Pawn Shops pay in Russellville?
Pawn Shops in Russellville typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.
How long do I have to repay a pawn loan in Arkansas?
In Arkansas, the redemption period is Per contract (not specifically regulated since 2021 repeal). Interest rates are capped at 17% per annum constitutional usury cap (Pawnbroker Act repealed 2021). Always ask about extensions.
