Pawnshops Finder

Pawn Shops Round Rock

Round Rock has a solid lineup of pawn shops for loans or selling items. Gold, electronics, and tools are commonly pawned or sold here.

Round Rock, TX has 4 pawn shops in our directory. Top-rated options include Smart Pawn & Jewelry and First Cash Pawn.

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First Cash Pawn

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907 N Interstate Hwy 35, Round Rock, TX 78664, United States

+1 512-248-0827Website
pawn loansretail salesgold buyinglayaway
4.6(214)

Smart Pawn & Jewelry

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1350 E Palm Valley Blvd #300, Round Rock, TX 78664, United States

+1 512-388-7296Website
pawn loansretail salesgold buyinglayaway
4.6(402)

First Cash Pawn

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1051 I-35, Round Rock, TX 78664, United States

+1 512-218-3982Website
pawn loansbuy gold
3.7(58)

Action Pawn

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1711 S I-35 Frontage Rd, Round Rock, TX 78664, United States

+1 512-244-6599Website
pawn loansretail salesgold buyinglayaway
3.6(89)

What Round Rock Pawn Shops Accept

  • ✓ Gold jewelry & watches
  • ✓ Electronics (phones, laptops, tablets)
  • ✓ Power tools (DeWalt, Milwaukee, Makita)
  • ✓ Gaming consoles (PS5, Xbox, Nintendo)
  • ✓ Musical instruments
  • ✓ Firearms (where permitted)
  • ✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Round Rock

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Round Rock?

Common items include gold, electronics, and tools.

Which pawn shops in Round Rock are well-reviewed?

Smart Pawn & Jewelry and First Cash Pawn are well-reviewed options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices

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