Pawn Shops Rock Island

Rock Island has a few solid pawn shops for buying, selling, or getting loans. Gold, electronics, and tools are commonly pawned items around here.

Rock Island, IL has 5 pawn shops in our directory. Top-rated options include EZPAWN (1620 Avenue Of The Cities, Moline), EZPAWN (1620 Avenue Of The Cities, Moline), and Pawn King.

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Pawn Central

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4106 11th St, Rock Island, IL 61201, United States

pawn loansgold buyingjewelry buyingelectronics salesbuy/sell/traderepairs
4.9(182)

Pawn King

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3940 11th St, Rock Island, IL 61201, United States

pawn loansretail salesgold buyinglayaway
4.7(259)

EZPAWN (1620 Avenue Of The Cities, Moline)

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1620 Avenue of the Cities, Moline, IL 61265, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.5(324)

Pawn King

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721 19th Ave, Moline, IL 61265, United States

pawn loansretail salesgold buyinglayaway
4.5(175)

EZPAWN (1620 Avenue Of The Cities, Moline)

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1620 Avenue of the Cities, Moline, IL 61265, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.5(324)

What Rock Island Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Illinois Pawn Shop Regulations

Interest Rate3% per month (36% APR) plus service fees up to 20% of loan per month
Redemption Period30 days + 30-day grace period (60 days total)
Regulated ByIllinois Department of Financial and Professional Regulation (IDFPR)

Illinois pawnbrokers are licensed under the Pawnbroker Regulation Act of 2023 (205 ILCS 511). Interest is capped at 3% per month, but service fees up to one-fifth of loan amount allow total charges potentially reaching 240% APR. APR disclosure required on all tickets.

Tips for Visiting Pawn Shops in Rock Island

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Rock Island?

Common items include gold, electronics, and tools at local shops.

Which pawn shops in Rock Island are well-reviewed?

Check out Pawn Central and Pawn King for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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