Pawn Shops Rapid City

Rapid City has a solid selection of pawn shops for loans or selling items. Gold, electronics, and tools are commonly pawned here.

Rapid City, SD has 7 pawn shops in our directory. Top-rated options include First National Pawn, First National Pawn, and Presidential Pawn.

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First National Pawn

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115 E North St, Rapid City, SD 57701, United States

pawn loansretail salesgold buyinglayaway
Updated Dec 17, 2025Report issue
4.7(359)

First National Pawn

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930 E North St, Rapid City, SD 57701, United States

pawn loansretail salesgold buyinglayaway
Updated Dec 17, 2025Report issue
4.5(281)

Presidential Pawn

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629 St Joseph St, Rapid City, SD 57701, United States

pawn loansbuy/sell/tradefirearms salesjewelry salesclock and watch repairmuseum experience
Updated Dec 17, 2025Report issue
4.4(96)

Black Hills Pawn

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905 E North St, Rapid City, SD 57701, United States

pawn loansbuy/sell/tradequick loans until paydayonline salesin-store pickup
Updated Dec 17, 2025Report issue
4.1(37)

Pawn With Us

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406 E North St, Rapid City, SD 57701, United States

pawn loansbuy/sell/tradecheck cashing
Updated Dec 17, 2025Report issue
3.9(156)

Best Choice Pawn

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1903 N Maple Ave, Rapid City, SD 57701, United States

Updated Dec 17, 2025Report issue
3.7(35)

Fair Deal Pawn & Gun

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307 East Blvd N, Rapid City, SD 57701, United States

pawn loansgun salesjewelry salescash for goldonline saleslayaway
Updated Dec 17, 2025Report issue
3.6(42)

What Rapid City Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

South Dakota Pawn Shop Regulations

Interest RateNo state cap (regulated at county/municipal level)
Redemption PeriodPer local ordinance
Regulated ByCounty Commissioners and Municipal Authorities

South Dakota pawnbrokers are licensed by county commissioners or municipal authorities under SDCL 9-19, not at state level. No state-imposed interest caps, redemption or hold periods. Sales tax applies to commissions and storage fees when property is redeemed.

Tips for Visiting Pawn Shops in Rapid City

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Rapid City?

Common items include gold, electronics, and tools.

Which pawn shops in Rapid City are well-reviewed?

Check out First National Pawn and Presidential Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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