Pawn Shops Poughkeepsie

We're still adding Pawn Shops in Poughkeepsie. Check nearby cities or come back soon. Poughkeepsie's pawn shops serve a metro area of 423k+ residents.

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What Poughkeepsie Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New York Pawn Shop Regulations

Interest Rate4% per month (48% APR)
Redemption Period4 months + 10-day grace period after notice
Regulated ByLocal government; NYC Dept. of Consumer and Worker Protection; NYS Comptroller

New York regulates collateral loan brokers under General Business Law Article 5. Sales may be cancelled within 5 business days. Jewelry and precious metal sales can be converted to loans within 14 days. Required signage must be posted in 1-inch letters.

Tips for Visiting Pawn Shops in Poughkeepsie

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Poughkeepsie?

We're currently adding Pawn Shops in Poughkeepsie. Check back soon or browse nearby cities.

What do Pawn Shops in Poughkeepsie accept?

Poughkeepsie Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Poughkeepsie?

Pawn Shops in Poughkeepsie typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in New York?

In New York, the redemption period is 4 months + 10-day grace period after notice. Interest rates are capped at 4% per month (48% APR). Always ask about extensions.

Need More Cash?

Get a title loan - keep your car

Gold Prices