Pawn Shops Pensacola

Pensacola has a variety of pawn shops ready to help with quick cash or discounted goods. Jewelry, electronics, and tools are among the most commonly pawned or sold items here.

Pensacola, FL has 4 pawn shops in our directory. Top-rated options include Jack’s Super Pawn& Jewelry Co and Carson's Pawn Shop Inc.

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Carson's Pawn Shop Inc

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2706 N Pace Blvd, Pensacola, FL 32505, United States

4.5(23)

Jack’s Super Pawn& Jewelry Co

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2319 W Fairfield Dr, Pensacola, FL 32505, United States

4.4(157)

Cash America Pawn

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1412 W Fairfield Dr Ste 19, Pensacola, FL 32501, United States

pawn loansretail salesgold buyinglayaway
3.5(45)

Pensacola Interstate Pawn, Inc.

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2800 E Olive Rd, Pensacola, FL 32514, United States

pawn loansgold buyingjewelry buyingelectronics salesfirearmsbuy/sell/trade
2.9(27)

What Pensacola Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)
Redemption Period30 days grace period after default date
Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Pensacola

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Pensacola?

Common items include gold jewelry, electronics like laptops or gaming consoles, and tools.

Which pawn shops in Pensacola are well-reviewed?

Check out Carson's Pawn Shop Inc and Jack’s Super Pawn & Jewelry Co for well-reviewed options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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