Pawn Shops Patchogue

Patchogue offers a few solid pawn shops for quick cash or discounted items. Gold, electronics, and jewelry are commonly pawned or sold here.

Patchogue, NY has 2 pawn shops in our directory. Top-rated options include Budget Buy & Sell and William J O'Neill's Sales Exchange Company, Inc..

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Budget Buy & Sell

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2 E Main St, Patchogue, NY 11772, United States

pawn loansgold buyingjewelry buyingjewelry saleselectronics salesmusical instruments sales
4.3(140)

William J O'Neill's Sales Exchange Company, Inc.

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1 E Main St, Patchogue, NY 11772, United States

pawn loansgold buyingjewelry repairsappraisalsinstrument rentalsretail jewelry sales
4.2(31)

What Patchogue Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New York Pawn Shop Regulations

Interest Rate4% per month (48% APR)
Redemption Period4 months + 10-day grace period after notice
Regulated ByLocal government; NYC Dept. of Consumer and Worker Protection; NYS Comptroller

New York regulates collateral loan brokers under General Business Law Article 5. Sales may be cancelled within 5 business days. Jewelry and precious metal sales can be converted to loans within 14 days. Required signage must be posted in 1-inch letters.

Tips for Visiting Pawn Shops in Patchogue

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Patchogue?

Common items include gold, electronics, and tools.

Which pawn shops in Patchogue are well-reviewed?

Check out Budget Buy & Sell and William J O'Neill's Sales Exchange Company, Inc. for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices