Pawn Shops Palmetto Bay

Palmetto Bay and nearby areas have several pawn shops for quick cash or discounted items. Gold, electronics, and jewelry are some of the most commonly pawned or sold goods here.

Palmetto Bay, FL has 4 pawn shops in our directory. Top-rated options include Value Pawn & Jewelry (18494 South Dixie Highway, Cutler Bay), Naranja Trading Post & Pawn, and Cash Inn South Jewelry & Pawn.

Loading map...

Disclosure: Contains affiliate links. Learn more

Filter by services

EL Diamante Jewelry & Pawn #3

View details

17524 S Dixie Hwy, Miami, FL 33157, United States

5.0(57)

Value Pawn & Jewelry (18494 South Dixie Highway, Cutler Bay)

View details

18494 S Dixie Hwy, Cutler Bay, FL 33157, United States

pawn loansbuy gold
4.9(1934)

Cash Inn South Jewelry & Pawn

View details

21475 S Dixie Hwy, Miami, FL 33189, United States

pawn loansno credit loansbuying and selling jewelrybuying and selling diamondsappraisalsonline sales
4.9(204)

Naranja Trading Post & Pawn

View details

26799 S Dixie Hwy, Naranja, FL 33032, United States

pawn loansonline salesjewelry saleselectronics sales
4.9(577)

What Palmetto Bay Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)
Redemption Period30 days grace period after default date
Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Palmetto Bay

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Palmetto Bay?

Common items include gold, electronics, and tools at local pawn shops.

Which pawn shops in Palmetto Bay are well-reviewed?

Check out EL Diamante Jewelry & Pawn #3 and Value Pawn & Jewelry for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

ChristmasLoans.us - Request Now

Gold Prices