Pawn Shops Oxford

Oxford, AL has a few reliable pawn shops for quick cash or discounted items. Many locals pawn or sell gold, electronics, and tools to cover unexpected expenses.

Oxford, AL has 12 pawn shops in our directory. Top-rated options include Complete Cash, Complete Cash, and Quintard Jewelry & Pawn.

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Complete Cash

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601 S Quintard Ave, Anniston, AL 36201, United States

title pawnspawn loans
5.0(47135)

Oxford Pawn Shop #2 & Gold Buyers

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334 Peoples Dr, Pontotoc, MS 38863, United States

pawn loanscollateral loanscash loansitem purchasingretail sales
4.9(57)

H&T Pawnbrokers

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164 Cowley Rd, Oxford OX4 1UE

pawn loanspawnbrokingsell your goldsell your watchtravel moneywatch repairs
4.7(68)

Quintard Jewelry & Pawn

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1920 Quintard Ave, Anniston, AL 36201, United States

pawn loansgold buyingjewelry buyingfirearms buyingfirearms sellingfirearms pawning
4.7(135)

H&T Pawnbrokers

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164 Cowley Rd, Oxford OX4 1UE

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
4.7(68)

Oxford Pawn Shop & Gold Buyers

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1350 N Lamar Blvd #1, Oxford, MS 38655, United States

pawn loanscollateral loanscash loansbuying itemsretail sales
4.6(135)

Midway Pawn Shop

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1934 Front St, Anniston, AL 36201, United States

4.5(12)

Don's Pawn & Jewelry

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191 Burns St, Heflin, AL 36264, United States

4.2(21)

Complete Cash

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2488 AL-46, Heflin, AL 36264, United States

pawn loanstitle pawns
4.2(4221)

ALEXANDERS JEWELRY AND PAWN

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6050 AL-202, Anniston, AL 36201, United States

3.9(30)

Jewelry Exchange & Loan

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504 North St E, Talladega, AL 35160, United States

3.4(7)

Money Outlet Pawnshop, LLC

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2363 AL-202 Suite A, Anniston, AL 36201, United States

3.0(6)

What Oxford Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Alabama Pawn Shop Regulations

Interest Rate25% per month (bundled pawnshop charge)
Redemption Period30 days grace period after maturity date
Regulated ByAlabama State Banking Department

Alabama Pawnshop Act (Title 5, Chapter 19A) bundles all charges into a single pawnshop charge capped at 25% of principal per month. Pledged goods automatically forfeit if not redeemed within 30 days following maturity—no additional notice required.

Tips for Visiting Pawn Shops in Oxford

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Oxford?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Oxford are well-reviewed?

Check out Complete Cash and Quintard Jewelry & Pawn for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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