Pawn Shops Owens Cross Roads

Owens Cross Roads has a few nearby pawn shops for quick cash or discounted items. Gold, electronics, and tools are often pawned or sold here.

Owens Cross Roads, AL has 5 pawn shops in our directory. Top-rated options include Family Jewelry & Loan, Redstone Pawn, and Buster's Pawn Shop.

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Family Jewelry & Loan

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11519 Memorial Pkwy SW, Huntsville, AL 35803, United States

5.0(2819)

Redstone Pawn

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1400 Memorial Pkwy NW, Huntsville, AL 35801, United States

pawn loansbuy gold
4.8(600)

Buster's Pawn Shop

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2900 Governors Dr SW, Huntsville, AL 35805, United States

4.3(37)

Joyería y Casa De Empeño RVs Jewelry & Pawn

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10099 Memorial Pkwy SW #5, Huntsville, AL 35803, United States

3.7(19)

A to Z Pawn

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612 Pratt Ave NW, Huntsville, AL 35801, United States

3.5(47)

What Owens Cross Roads Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Alabama Pawn Shop Regulations

Interest Rate25% per month (bundled pawnshop charge)
Redemption Period30 days grace period after maturity date
Regulated ByAlabama State Banking Department

Alabama Pawnshop Act (Title 5, Chapter 19A) bundles all charges into a single pawnshop charge capped at 25% of principal per month. Pledged goods automatically forfeit if not redeemed within 30 days following maturity—no additional notice required.

Tips for Visiting Pawn Shops in Owens Cross Roads

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Owens Cross Roads?

Common items include gold, electronics, and tools.

Which pawn shops in Owens Cross Roads are well-reviewed?

Check out Family Jewelry & Loan and Redstone Pawn for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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