Pawnshops Finder

Pawn Shops Oro Valley

Oro Valley residents often turn to pawn shops for fast cash or to sell unused items. Gold, electronics, and jewelry are among the most commonly pawned goods here.

Oro Valley, AZ has 3 pawn shops in our directory. Top-rated options include USA Pawn & Jewelry (3867 North Oracle Road, Tucson) and Catalina Pawn.

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Catalina Pawn

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4650 N Flowing Wells Rd, Tucson, AZ 85705, United States

+1 520-344-9257Website
4.8(148)

USA Pawn & Jewelry (3867 North Oracle Road, Tucson)

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3867 N Oracle Rd, Tucson, AZ 85705, United States

+1 520-495-5629Website
pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
4.7(596)

SuperPawn

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3650 N 1st Ave #100, Tucson, AZ 85719, United States

+1 520-888-0001Website
pawn loansretail salesgold buyinglayaway
3.3(93)

What Oro Valley Pawn Shops Accept

  • ✓ Gold jewelry & watches
  • ✓ Electronics (phones, laptops, tablets)
  • ✓ Power tools (DeWalt, Milwaukee, Makita)
  • ✓ Gaming consoles (PS5, Xbox, Nintendo)
  • ✓ Musical instruments
  • ✓ Firearms (where permitted)
  • ✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Arizona Pawn Shop Regulations

Interest Rate2% per month interest plus pawn service charge (combined total not to exceed 20% per month)
Redemption PeriodPer contract term; 24-hour cancellation period; 60-day hold after military deployment return
Regulated ByCounty Sheriff Office; Arizona Department of Public Safety; Attorney General

Arizona pawnbrokers must be licensed by county sheriff and cannot charge more than 20% total per 30-day period. Borrowers have 24-hour cancellation window with no charges. Daily transaction reporting to law enforcement required. Pawnbrokers must be state residents.

Tips for Visiting Pawn Shops in Oro Valley

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Oro Valley?

Common items include gold, electronics, tools, and jewelry.

Which pawn shops in Oro Valley are well-reviewed?

Check out Catalina Pawn and USA Pawn & Jewelry for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices

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