Pawn Shops Oneida

Oneida offers a few solid pawn shops for quick cash or deals. Many locals pawn or sell gold, electronics, and firearms to cover unexpected expenses.

Oneida, TN has 2 pawn shops in our directory. Top-rated options include The Gun Shop Oneida and Winfield Pawn & Gun.

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The Gun Shop Oneida

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21939 Alberta St, Oneida, TN 37841, United States

pawn loansfirearms salestrading postonline sales
4.9(114)

Winfield Pawn & Gun

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24219 US-27, Winfield, TN 37892, United States

4.4(29)

What Oneida Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Tennessee Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% service fee (22% total)
Redemption Period30 days after maturity date
Regulated ByCounty Clerk (county where business operates)

Tennessee Pawnbrokers Act of 1988 (Title 45, Chapter 6, Part 2) requires insurance on pledged goods and detailed records with fingerprints. Loans cannot have maturity dates less than 30 days. Buy-sell agreements require minimum 60-day holding period.

Tips for Visiting Pawn Shops in Oneida

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Oneida?

Common items include gold, electronics, tools, and firearms depending on the shop's focus.

Which pawn shops in Oneida are well-reviewed?

Check out The Gun Shop Oneida and Winfield Pawn & Gun for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices