Pawn Shops Odessa

Odessa offers several pawn shops for fast cash or discounted goods. Many locals pawn or sell items like jewelry, electronics, and power tools.

Odessa, TX has 2 pawn shops in our directory. Top-rated options include EZPAWN (1345 West University Boulevard, Odessa) and Cash America Pawn.

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EZPAWN (1345 West University Boulevard, Odessa)

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1345 W University Blvd, Odessa, TX 79764, United States

+1 432-337-0035 Website

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shopping

4.6(299)

Cash America Pawn

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1000 N County Rd W, Odessa, TX 79763, United States

+1 432-332-5370 Website

pawn loansretail salesgold buyinglayaway

4.4(57)

What Odessa Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC

Redemption Period30-day grace period after maturity

Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Odessa

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Odessa?

Common items include gold, electronics, and tools.

Which pawn shops in Odessa are well-reviewed?

Check out EZPAWN on West University Boulevard and Cash America Pawn on North County Road West.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).