Pawn Shops Northfield

Northfield residents often turn to pawn shops for fast cash or to sell unused items. Jewelry, electronics, and tools are among the most commonly pawned goods in the area.

Northfield, IL has 1 pawn shops in our directory. Top-rated options include CBJ Jewelry and Pawn.

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CBJ Jewelry and Pawn

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5516 S State St, Chicago, IL 60621, United States

+1 773-643-2101 Website

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4.7(71)

What Northfield Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Illinois Pawn Shop Regulations

Interest Rate3% per month (36% APR) plus service fees up to 20% of loan per month

Redemption Period30 days + 30-day grace period (60 days total)

Regulated ByIllinois Department of Financial and Professional Regulation (IDFPR)

Illinois pawnbrokers are licensed under the Pawnbroker Regulation Act of 2023 (205 ILCS 511). Interest is capped at 3% per month, but service fees up to one-fifth of loan amount allow total charges potentially reaching 240% APR. APR disclosure required on all tickets.

Tips for Visiting Pawn Shops in Northfield

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Northfield?

Common items include gold, electronics, and tools that shops are willing to take.

Which pawn shops in Northfield are well-reviewed?

Check out CBJ Jewelry and Pawn for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).