Pawn Shops North Ogden

North Ogden and nearby areas have several pawn shops for quick cash or discounted items. Gold, electronics, and tools are commonly pawned or sold here.

North Ogden, UT has 6 pawn shops in our directory. Top-rated options include Open Systems International, Hy & Mike's Pawn of South Ogden, and 12th Street Pawn & Loan.

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Hy & Mike's Pawn of South Ogden

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3912 Washington Blvd, South Ogden, UT 84403, United States

pawn loansffl/gun transfer
4.9(351)

The Gift House

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120 25th St, Ogden, UT 84401, United States

4.5(51)

12th Street Pawn & Loan

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525 W 12th St, Ogden, UT 84404, United States

4.4(197)

Hy & Mike's Pawn

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234 Washington Blvd, Ogden, UT 84404, United States

pawn loansbuyingsellingtrading
4.2(80)

Open Systems International

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2314 Washington Blvd, Ogden, UT 84401, United States

4.2(4280)

EZPAWN (4068 Riverdale Road, Riverdale)

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4068 Riverdale Rd, Riverdale, UT 84405, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
3.9(289)

What North Ogden Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Utah Pawn Shop Regulations

Interest RateNo state cap (exempt from usury laws); typical market rates 7-20% for first 30 days
Redemption PeriodPer contract terms (no statutory minimum)
Regulated ByUtah Division of Consumer Protection; Local municipalities

Utah has no usury limit for pawnbrokers—they may set any interest rate. All pawnshops must register annually with Division of Consumer Protection and upload transaction data to central database. Law enforcement holds can extend up to 90 days with possible extensions.

Tips for Visiting Pawn Shops in North Ogden

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in North Ogden?

Common items include gold, electronics, and tools.

Which pawn shops in North Ogden are well-reviewed?

Check out Hy & Mike's Pawn and The Gift House for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices