Pawn Shops New Carlisle

New Carlisle residents often turn to pawn shops for quick cash or to buy discounted items. Gold, electronics, and tools are some of the most commonly pawned or sold goods in the area.

New Carlisle, OH has 2 pawn shops in our directory.

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Rose City Fine Jewelry & Loan

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201 E Washington St, Springfield, OH 45502, United States

+1 937-323-5626 Website

3.8(31)

Pawn Star Inc

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2819 E Main St, Springfield, OH 45503, United States

+1 937-324-8000

3.6(8)

What New Carlisle Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Ohio Pawn Shop Regulations

Interest Rate5% per month (60% APR) plus up to $4/month storage fee

Redemption Period120 days (3 months non-payment + 30 days after mailed notice)

Regulated ByOhio Department of Commerce, Division of Financial Institutions

Ohio has comprehensive state-level pawnbroker regulation under ORC Chapter 4727. If pledgor fails to pay interest for 3 months, pawnbroker must send written notice giving 30 more days to redeem. Daily law enforcement reporting required.

Tips for Visiting Pawn Shops in New Carlisle

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in New Carlisle?

Common items include gold jewelry, electronics like laptops or gaming consoles, and tools.

Which pawn shops in New Carlisle are well-reviewed?

Check out Rose City Fine Jewelry & Loan and Pawn Star Inc for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).