Pawn Shops New Albany

New Albany has a few solid pawn shops for quick cash or discounted items. Gold, electronics, and firearms are commonly pawned or sold here.

New Albany, MS has 3 pawn shops in our directory. Top-rated options include A J's Pawn & Gun, LLC and Beneficial Exchange & Pawn.

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A J's Pawn & Gun, LLC

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702 MS-30, New Albany, MS 38652, United States

4.5(17)

Beneficial Exchange & Pawn

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730 W Bankhead St, New Albany, MS 38652, United States

4.0(11)

Sully´s Pawn Shop

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726 W Bankhead St, New Albany, MS 38652, United States

3.3(9)

What New Albany Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Mississippi Pawn Shop Regulations

Interest Rate25% per month (bundled pawnshop charge)
Redemption PeriodUntil maturity date
Regulated ByMississippi Department of Banking and Consumer Finance

Mississippi Pawnshop Act (§75-67-301 et seq.) allows maximum 25% of principal per month. Purchased goods must be held 21 days for police verification. Licensees must complete 6 hours pre-licensing education and maintain $20,000 net worth.

Tips for Visiting Pawn Shops in New Albany

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in New Albany?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in New Albany are well-reviewed?

A J's Pawn & Gun, LLC and Beneficial Exchange & Pawn are popular options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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