Pawn Shops Montvale

Montvale locals often turn to pawn shops for quick cash or to sell unused items. Gold, jewelry, and electronics are some of the most commonly pawned goods in the area.

Montvale, NJ has 2 pawn shops in our directory. Top-rated options include Palisade Jewelers.

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Caron Art Pawn Shop

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3401 Broadway, New York, NY 10031, United States

5.0(3)

Palisade Jewelers

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16 N Van Brunt St, Englewood, NJ 07631, United States

pawn loansgold buyingestate jewelry buyingluxury watch buyingluxury watch sellingluxury watch trading
4.5(54)

What Montvale Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New Jersey Pawn Shop Regulations

Interest Rate4.5% per month (54% APR)
Redemption Period12 months
Regulated ByNew Jersey Department of Banking and Insurance

New Jersey pawnbrokers are licensed under N.J.S.A. 45:22-1 et seq. The 12-month redemption period is among the longest in the nation. Pawnbrokers must file annual reports, submit daily police reports of pledges and redemptions, and maintain a $1,000 surety bond.

Tips for Visiting Pawn Shops in Montvale

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Montvale?

Common items include gold, jewelry, electronics, and tools.

Which pawn shops in Montvale are well-reviewed?

Check out Caron Art Pawn Shop and Palisade Jewelers for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices