Pawn Shops Memphis

Memphis has a solid selection of pawn shops for quick cash or discounted items. Gold, electronics, and tools are some of the most commonly pawned or sold goods in the area.

Memphis, TN has 9 pawn shops in our directory. Top-rated options include EZPAWN (1410 Poplar Avenue, Memphis) and Cash America Pawn.

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EZPAWN (1410 Poplar Avenue, Memphis)

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1410 Poplar Ave, Memphis, TN 38104, United States

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4.7(206)

Cash America Pawn

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1133 S Bellevue Blvd, Memphis, TN 38106, United States

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4.2(11)

Cash America Pawn

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2378 Lamar Ave, Memphis, TN 38114, United States

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3.9(20)

Cash America Pawn

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3337 Overton Crossing St, Memphis, TN 38127, United States

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3.9(19)

Cash America Pawn

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3500 S Mendenhall Rd #104, Memphis, TN 38115, United States

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3.5(44)

Cash America Pawn

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1910 S Third St, Memphis, TN 38109, United States

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3.4(11)

Cash America Pawn

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1302 Poplar Ave, Memphis, TN 38104, United States

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3.2(12)

Cash America Pawn

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4619 Elvis Presley Blvd, Memphis, TN 38116, United States

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3.2(23)

Cash America Pawn

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3880 Park Ave, Memphis, TN 38111, United States

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3.2(27)

What Memphis Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Tennessee Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% service fee (22% total)
Redemption Period30 days after maturity date
Regulated ByCounty Clerk (county where business operates)

Tennessee Pawnbrokers Act of 1988 (Title 45, Chapter 6, Part 2) requires insurance on pledged goods and detailed records with fingerprints. Loans cannot have maturity dates less than 30 days. Buy-sell agreements require minimum 60-day holding period.

Tips for Visiting Pawn Shops in Memphis

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Memphis?

Common items include gold jewelry, electronics like phones or laptops, and tools.

Which pawn shops in Memphis are well-reviewed?

Check out EZPAWN on Poplar Avenue and Cash America Pawn at various locations.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices