Pawn Shops Medford

With 4 Pawn Shops in Medford, you have good options to compare rates. Local shops average 4.4 stars. The highest-rated is Medford Pawn & Jewelry with 4.6 stars. Medford has a solid selection of pawn shops for a city of its size.

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Medford Pawn & Jewelry

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525 S Central Ave, Medford, OR 97501, United States

pawn loansbuy gold
4.6(64)

Cash Connection Medford

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300 E Barnett Rd, Medford, OR 97501, United States

pawn loansbuying itemsselling itemstrading itemsconsignmentlayaway
4.6(216)

Oregon Cash Company Inc

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909 S Riverside Ave, Medford, OR 97501, United States

pawn loanstitle loansgold buyingsilver buyingjewelry buyingfirearms sales
4.1(57)

Southern Oregon Pawn

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400 N Riverside Ave, Medford, OR 97501, United States

pawn loansbuying itemsselling itemstrading itemslayawaycollateral loans
4.1(106)

What Medford Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Oregon Pawn Shop Regulations

Interest Rate3% per month on unpaid principal; plus setup fee (10% of loan, $2-$250) and storage fee (7% of loan, $2-$250)
Redemption Period60 days minimum (90 days for new loans) + 30-day grace after maturity notice
Regulated ByOregon Division of Financial Regulation (Dept. of Consumer and Business Services)

Oregon pawnbrokers must obtain state license requiring $25,000 bond. In addition to 3% monthly interest, setup and storage fees are permitted. Pledgor has 30 days after receiving loan expiration notice to redeem or renew. Unredeemed items become pawnbroker property.

Tips for Visiting Pawn Shops in Medford

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Medford?

There are 4 Pawn Shops in Medford, OR. We list all licensed pawn shops with addresses, hours, and customer reviews.

What do Pawn Shops in Medford accept?

Medford Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Medford?

Pawn Shops in Medford typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in Oregon?

In Oregon, the redemption period is 60 days minimum (90 days for new loans) + 30-day grace after maturity notice. Interest rates are capped at 3% per month on unpaid principal; plus setup fee (10% of loan, $2-$250) and storage fee (7% of loan, $2-$250). Always ask about extensions.

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