Pawn Shops Mechanicsburg

Mechanicsburg has a few pawn shops ready to help with quick cash or deals on used items. Gold, electronics, and tools are commonly pawned or sold here.

Mechanicsburg, PA has 1 pawn shops in our directory. Top-rated options include CAPITOL CITY BUY SELL PAWN.

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CAPITOL CITY BUY SELL PAWN

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5223 Simpson Ferry Rd, Mechanicsburg, PA 17050, United States

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4.8(443)

What Mechanicsburg Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Pennsylvania Pawn Shop Regulations

Interest Rate3% per month (36% APR) aggregate charges; plus $1 per pledge service charge
Redemption Period60 days (varies by local ordinance)
Regulated ByPennsylvania Department of Banking and Securities

Pennsylvania pawnbrokers must be licensed via NMLS with $10,000 minimum capital and $2,000 surety bond. The 3% monthly cap on aggregate charges makes PA one of the most consumer-friendly states. Electronic reporting to local police is required.

Tips for Visiting Pawn Shops in Mechanicsburg

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Mechanicsburg?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Mechanicsburg are well-reviewed?

Check out Capitol City Buy Sell Pawn for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices