Pawn Shops McMinnville

McMinnville has a few pawn shops offering loans and buying items like jewelry, electronics, and tools. Many locals use these spots for fast cash or to find unique secondhand goods.

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No pawn shops found yet.

What McMinnville Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Oregon Pawn Shop Regulations

Interest Rate3% per month on unpaid principal; plus setup fee (10% of loan, $2-$250) and storage fee (7% of loan, $2-$250)
Redemption Period60 days minimum (90 days for new loans) + 30-day grace after maturity notice
Regulated ByOregon Division of Financial Regulation (Dept. of Consumer and Business Services)

Oregon pawnbrokers must obtain state license requiring $25,000 bond. In addition to 3% monthly interest, setup and storage fees are permitted. Pledgor has 30 days after receiving loan expiration notice to redeem or renew. Unredeemed items become pawnbroker property.

Tips for Visiting Pawn Shops in McMinnville

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in McMinnville?

Common items include gold jewelry, electronics, and power tools.

Which pawn shops in McMinnville are well-reviewed?

Check our listings above.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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