Pawn Shops McKinleyville

McKinleyville locals often turn to pawn shops for quick cash or to buy discounted goods. Jewelry, electronics, and tools are some of the most commonly pawned or sold items around here.

McKinleyville, CA has 2 pawn shops in our directory. Top-rated options include Humboldt Pawn.

Loading map...

Disclosure: Contains affiliate links. Learn more

Filter by services

Humboldt Pawn

View details

1435 5th St, Eureka, CA 95501, United States

pawn loansgold buyingsilver buyingbuy/sell/trade
4.8(285)

Bob's Humboldt Pawndemonium

View details

2416 Broadway St, Eureka, CA 95501, United States

3.2(46)

What McKinleyville Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in McKinleyville

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in McKinleyville?

Common items include gold, electronics, and tools.

Which pawn shops in McKinleyville are well-reviewed?

Check out Humboldt Pawn and Bob's Humboldt Pawndemonium for solid options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

ChristmasLoans.us - Request Now

Gold Prices