Pawn Shops McFarland

McFarland locals often turn to nearby pawn shops for quick cash or to buy discounted items. Popular items to pawn or sell include jewelry, electronics, and musical instruments.

McFarland, WI has 2 pawn shops in our directory. Top-rated options include Pawn America.

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Pawn America

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1753 Thierer Rd, Madison, WI 53704, United States

pawn loansselling goldselling gemspawn or sell jewelrytrade-in programtrade-up jewelry program
4.8(1031)

EZPAWN (319 West Beltline Highway, Madison)

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319 W Beltline Hwy, Fitchburg, WI 53713, United States

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan
3.8(189)

What McFarland Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Wisconsin Pawn Shop Regulations

Interest Rate3% per month (36% APR); no compounding; minimum $1/month first month, $0.50 thereafter
Redemption Period90 days after loan due date
Regulated ByWisconsin Department of Financial Institutions; Municipal Clerks

Wisconsin regulates pawnbrokers under Wis. Stats. 138.10 and 134.71. Interest is strictly limited to 3% per month with no additional charges—violators forfeit both principal and interest. Pledges must sell for at least 125% of loan amount; surplus returned to pledgor.

Tips for Visiting Pawn Shops in McFarland

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in McFarland?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in McFarland are well-reviewed?

Check out Pawn America and EZPAWN for well-reviewed options nearby.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices