Pawn Shops McAllen

McAllen has a variety of pawn shops for quick cash or discounted items. Gold, electronics, and jewelry are commonly pawned or sold here.

McAllen, TX has 7 pawn shops in our directory. Top-rated options include EZPAWN (2121 West Nolana Avenue, McAllen), EZPAWN (1521 North 23rd Street, McAllen), and EZPAWN (1117 North Conway Avenue, Mission).

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Amigo Pawn & Jewelry

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1800 W Hackberry Ave, McAllen, TX 78501, United States

pawn loansgun loanscash for goldjewelry appraisalbuying itemsselling items
4.9(87)

EZPAWN (719 South 10th Street, McAllen)

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719 S 10th St, McAllen, TX 78501, United States

pawn loansbuy gold
4.9(608)

EZPAWN (2121 West Nolana Avenue, McAllen)

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2121 W Nolana Ave, McAllen, TX 78501, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.9(1718)

EZPAWN (1521 North 23rd Street, McAllen)

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1521 N 23rd St, McAllen, TX 78501, United States

pawn loansbuy gold
4.9(1111)

EZPAWN (1117 North Conway Avenue, Mission)

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1117 N Conway Ave, Mission, TX 78572, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.9(803)

First Cash Pawn

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2330 N 10th St, McAllen, TX 78501, United States

pawn loansretail salesgold buyinglayaway
4.3(58)

First Cash Pawn

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1421 S 23rd St, McAllen, TX 78501, United States

pawn loansretail salesgold buyinglayaway
3.7(59)

What McAllen Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in McAllen

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in McAllen?

Common items include gold, electronics, and tools at most local shops.

Which pawn shops in McAllen are well-reviewed?

Check out EZPAWN on West Nolana Avenue and Amigo Pawn & Jewelry for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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