Pawn Shops Magnolia

Magnolia has a few solid pawn shops for loans or selling items. Gold, electronics, and tools are commonly pawned here.

Magnolia, TX has 4 pawn shops in our directory. Top-rated options include Ace Pawn, Buck’$ Pawn, and EZPAWN (18423 FM 1488, Magnolia).

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Buck’$ Pawn

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5403 FM 1488, Magnolia, TX 77354, United States

pawn loanssalesguns and ammo sales
4.6(58)

EZPAWN (18423 FM 1488, Magnolia)

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18423 FM 1488 Suite F, Magnolia, TX 77354, United States

pawn loansgold buyingonline shopretail merchandiselayawayinstant quote
4.4(51)

EZPAWN (18423 FM 1488, Magnolia)

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18423 FM 1488 Suite F, Magnolia, TX 77354, United States

pawn loansgold buyingjewelry buyingonline shopretail merchandiselayaway
4.4(51)

Ace Pawn

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7520 FM 1488, Magnolia, TX 77354, United States

4.4(80)

What Magnolia Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Magnolia

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Magnolia?

Common items include gold, electronics, and tools.

Which pawn shops in Magnolia are well-reviewed?

Check out Buck’$ Pawn and Ace Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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