Pawn Shops Lufkin

Lufkin has a solid selection of pawn shops for quick cash or bargain hunting. Gold, electronics, and tools are commonly pawned or sold here.

Lufkin, TX has 4 pawn shops in our directory. Top-rated options include Insta-Cash Pawn #5 and East Texas Pawn Inc.

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Insta-Cash Pawn #5

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601 N Timberland Dr, Lufkin, TX 75901, United States

pawn loansbuyingsellingtrading
4.6(83)

East Texas Pawn Inc

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110 S Chestnut St, Lufkin, TX 75901, United States

pawn loansfirearms salesammunition salesoptics salescutlery salessuppressors sales
4.2(31)

East Texas Pawn Inc

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212 S Timberland Dr, Lufkin, TX 75901, United States

pawn loansfirearms salesammunition salesoptics salescutlery salessuppressors sales
3.9(27)

First Cash Pawn

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501 N Timberland Dr, Lufkin, TX 75901, United States

pawn loansretail salesgold buyinglayaway
3.4(40)

What Lufkin Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Lufkin

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Lufkin?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Lufkin are well-reviewed?

Check out Insta-Cash Pawn #5 and East Texas Pawn Inc for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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