Pawn Shops Lubbock

Lubbock offers several pawn shops for buying, selling, or getting loans. Gold, electronics, and tools are commonly pawned items here.

Lubbock, TX has 7 pawn shops in our directory. Top-rated options include Pawn Texas - Lubbock, Pawn Texas - University, and EZPAWN (5009 Marsha Sharp Freeway, Lubbock).

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Pawn Texas - University

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2301 19th St, Lubbock, TX 79401, United States

pawn loansfast cash loansbuying goldselling goldtrading goldbuying silver
5.0(685)

Pawn Texas - Lubbock

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6207 19th St, Lubbock, TX 79407, United States

pawn loansfast cash loansbuying goldselling goldtrading goldbuying silver
4.9(1787)

EZPAWN (5009 Marsha Sharp Freeway, Lubbock)

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5009 Marsha Sharp Fwy W, Lubbock, TX 79407, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.7(516)

EZPAWN (1704 50th Street, Lubbock)

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1704 50th St, Lubbock, TX 79412, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.7(339)

EZPAWN (5009 Marsha Sharp Freeway, Lubbock)

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5009 Marsha Sharp Fwy W, Lubbock, TX 79407, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.7(516)

EZPAWN (105 University Avenue, Lubbock)

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105 University Ave, Lubbock, TX 79415, United States

pawn loansgold buyingfirearms loansfirearms buyingretail merchandise salesonline shop
4.7(271)

Cash America Pawn

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5730 50th St, Lubbock, TX 79414, United States

pawn loansretail salesgold buyinglayaway
3.5(109)

What Lubbock Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Lubbock

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Lubbock?

Common items include gold, electronics, and tools at local shops.

Which pawn shops in Lubbock are well-reviewed?

Check out Pawn Texas - University and EZPAWN (1704 50th Street, Lubbock) for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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