Pawn Shops Lathrop
Lathrop residents often turn to nearby pawn shops for quick cash or to buy discounted items. Gold, electronics, and tools are among the most commonly pawned or sold goods in the area.
Lathrop, CA has 4 pawn shops in our directory. Top-rated options include Don Pepes Loan & Jewelry Inc. and Tracy Pawn.
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Don Pepes Loan & Jewelry Inc.
View details922 N Wilson Way, Stockton, CA 95205, United States
Hunter Loan & Jewelry Co
View details34 S California St, Stockton, CA 95202, United States
Cassidy's Jewelry & Loan Co
View details393 E Market St, Stockton, CA 95202, United States
What Lathrop Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
California Pawn Shop Regulations
California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.
Tips for Visiting Pawn Shops in Lathrop
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Lathrop?
Common items include gold jewelry, electronics, and tools.
Which pawn shops in Lathrop are well-reviewed?
Check out Don Pepes Loan & Jewelry Inc. and Tracy Pawn for reliable options nearby.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
