Pawn Shops Lathrop

Lathrop residents often turn to nearby pawn shops for quick cash or to buy discounted items. Gold, electronics, and tools are among the most commonly pawned or sold goods in the area.

Lathrop, CA has 4 pawn shops in our directory. Top-rated options include Don Pepes Loan & Jewelry Inc. and Tracy Pawn.

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Don Pepes Loan & Jewelry Inc.

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922 N Wilson Way, Stockton, CA 95205, United States

4.9(230)

Tracy Pawn

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2189 N Tracy Blvd, Tracy, CA 95376, United States

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4.4(7)

Hunter Loan & Jewelry Co

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34 S California St, Stockton, CA 95202, United States

3.9(8)

Cassidy's Jewelry & Loan Co

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393 E Market St, Stockton, CA 95202, United States

pawn loansjewelry sales
3.4(22)

What Lathrop Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Lathrop

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Lathrop?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Lathrop are well-reviewed?

Check out Don Pepes Loan & Jewelry Inc. and Tracy Pawn for reliable options nearby.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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