Pawn Shops Lacey

Lacey has a few pawn shops that locals rely on for quick cash or unique buys. Gold, electronics, and tools are some of the most commonly pawned or sold items here.

Lacey, NJ has 1 pawn shops in our directory. Top-rated options include Fast Cash Buy Sell Pawn.

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Fast Cash Buy Sell Pawn

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107 N Main St, Forked River, NJ 08731, United States

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4.5(128)

What Lacey Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

New Jersey Pawn Shop Regulations

Interest Rate4.5% per month (54% APR)
Redemption Period12 months
Regulated ByNew Jersey Department of Banking and Insurance

New Jersey pawnbrokers are licensed under N.J.S.A. 45:22-1 et seq. The 12-month redemption period is among the longest in the nation. Pawnbrokers must file annual reports, submit daily police reports of pledges and redemptions, and maintain a $1,000 surety bond.

Tips for Visiting Pawn Shops in Lacey

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Lacey?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Lacey are well-reviewed?

Check out Fast Cash Buy Sell Pawn for a trusted option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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