Pawn Shops Kirksville

Kirksville has a few pawn shops ready to help with quick loans or buying used goods. Popular items to pawn or sell here include jewelry, electronics, and musical instruments.

We're still building our directory for Kirksville, MO. Check back soon for local pawn shops.

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What Kirksville Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Missouri Pawn Shop Regulations

Interest Rate2% per month (24% APR) plus storage/security fees
Redemption Period60 days after maturity date
Regulated ByMissouri Division of Finance; Municipal licensing

Missouri pawn shops are licensed at municipal level under Chapter 367 of Missouri Revised Statutes. Maximum interest rate is 2% per month on secured personal credit loans, plus reasonable storage and security charges. Detailed receipts with all loan terms required.

Tips for Visiting Pawn Shops in Kirksville

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Kirksville?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Kirksville are well-reviewed?

Check our listings above.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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Gold Prices