Pawn Shops Key West

Key West pawn shops often deal in jewelry, electronics, and fishing gear due to the local lifestyle. Many visitors and residents also sell or pawn gold and small valuables for fast cash.

Key West, FL has 3 pawn shops in our directory. Top-rated options include Real Deal Jewelry and Pawn.

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Real Deal Jewelry and Pawn

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3229 Flagler Ave STE 107, Key West, FL 33040, United States

pawn loanscheck cashinggun salesgun transfersgun range access
4.1(18)

Key West Pawn Shop

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809 Peacock Plaza, Key West, FL 33040, United States

3.0(24)

Liquid 8 Pawn LLC

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1970 N Roosevelt Blvd, Key West, FL 33040, United States

2.9(51)

What Key West Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)
Redemption Period30 days grace period after default date
Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Key West

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Key West?

Common items include gold, electronics, and tools, which are often accepted at local shops.

Which pawn shops in Key West are well-reviewed?

Check out Real Deal Jewelry and Pawn and Key West Pawn Shop for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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