Pawn Shops Johnstown

Johnstown has a few solid pawn shops for quick cash or discounted items. Many locals pawn or sell gold, electronics, and tools to cover unexpected expenses.

Johnstown, CO has 2 pawn shops in our directory. Top-rated options include Silver Mountain Jewelry & Pawn.

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Silver Mountain Jewelry & Pawn

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3301 W 10th St, Greeley, CO 80634, United States

+1 970-352-2256

4.7(343)

First Cash Pawn

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1411 N Cleveland Ave, Loveland, CO 80537, United States

+1 970-667-7185 Website

pawn loansretail salesgold buyinglayaway

3.4(196)

What Johnstown Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Colorado Pawn Shop Regulations

Interest Rate20% per month (fixed price cannot exceed one-fifth of original purchase price per month)

Redemption Period30 days minimum

Regulated ByLocal authorities (city managers, municipal licensing)

Colorado regulates pawnbrokers primarily at local level under C.R.S. Title 29, Article 11.9. The state sets 20% maximum monthly fixed price to redeem items. Weekly transaction records to local law enforcement required. Multiple same-day contracts on same property prohibited.

Tips for Visiting Pawn Shops in Johnstown

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Johnstown?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Johnstown are well-reviewed?

Check out Silver Mountain Jewelry & Pawn and First Cash Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).