Pawn Shops Independence

Independence offers a few reliable pawn shops for quick cash or deals. Many locals pawn or sell gold, electronics, and tools to cover unexpected expenses.

Independence, KS has 2 pawn shops in our directory. Top-rated options include Gold & Silver and Hock Or Shop.

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Hock Or Shop

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408 E Main St, Independence, KS 67301, United States

4.1(19)

Gold & Silver

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206 W Main St, Independence, KS 67301, United States

4.0(20)

What Independence Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Kansas Pawn Shop Regulations

Interest Rate10% per month (120% APR)
Redemption Period60 days after loan due date
Regulated ByCity Clerk (1st/2nd class cities) or County Clerk

Kansas regulates pawnbrokers under K.S.A. Chapter 16, Article 7. Loan term is fixed at 1 month with $5,000 maximum loan amount. After the 2-month redemption period, title to unredeemed pledges vests in pawnbroker. Weekly police reports required.

Tips for Visiting Pawn Shops in Independence

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Independence?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Independence are well-reviewed?

Check out Hock Or Shop and Gold & Silver for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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