Pawn Shops Imperial

Imperial and nearby areas like El Centro have pawn shops that often deal in gold, jewelry, and electronics. Many locals turn to these spots for quick cash or to buy discounted items.

Imperial, CA has 4 pawn shops in our directory. Top-rated options include Monte De Piedad® Pawn Shop.

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Monte De Piedad® Pawn Shop

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2780 Imperial Ave, San Diego, CA 92113, United States

pawn loansgold buyingjewelry salesonline sales
4.9(105)

Prestige Pawn

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189 Main St, El Centro, CA 92243, United States

4.3(4)

HDZ Loans & Jewelry Pawn Shop

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560 Main St, El Centro, CA 92243, United States

4.0(4)

Valley Pawn

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444 Main St, El Centro, CA 92243, United States

2.8(17)

What Imperial Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Imperial

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Imperial?

Common items include gold, electronics, and tools.

Which pawn shops in Imperial are well-reviewed?

Check out Prestige Pawn and Valley Pawn in nearby El Centro.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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