Pawn Shops Helena

Helena has a solid lineup of pawn shops for quick cash or deals on used goods. Jewelry, electronics, and tools are commonly pawned or sold here.

Helena, MT has 5 pawn shops in our directory. Top-rated options include Dave's Pawn and Pawn Modern.

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Dave's Pawn

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437 N Last Chance Gulch, Helena, MT 59601, United States

Updated Dec 17, 2025Report issue
4.6(92)

Pawn Modern

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2611 N Montana Ave, Helena, MT 59601, United States

Updated Dec 17, 2025Report issue
4.3(73)

Capital Jewelry and Loan

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1313 Cedar St, Helena, MT 59601, United States

pawn loanscollateral loanspersonal loansjewelry buyingjewelry salesfirearms buying
Updated Dec 17, 2025Report issue
3.9(76)

Great Northern Pawn

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3806 US-12, East Helena, MT 59635, United States

pawn loansfirearms salesjewelry buyingjewelry salessporting goods salesbuy/sell/trade
Updated Dec 17, 2025Report issue
3.8(13)

Pac Rat Pawn

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N Sanders St, Helena, MT 59601, United States

Updated Dec 17, 2025Report issue
3.0(2)

What Helena Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Montana Pawn Shop Regulations

Interest Rate25% per 30-day period (all-inclusive covering interest, commission, storage, care)
Redemption PeriodPer individual pawn agreement (typically 30 days with renewal options)
Regulated ByMontana Department of Justice Consumer Protection; Board of County Commissioners

Montana pawnbrokers require licensing if charging over 10% annual interest, with fees capped at 25% per 30-day period all-inclusive. State has minimal centralized regulation with most detailed requirements at local county/municipal level. Detailed transaction registers required.

Tips for Visiting Pawn Shops in Helena

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Helena?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Helena are well-reviewed?

Check out Dave's Pawn and Pawn Modern for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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