Pawn Shops Hayesville

In Hayesville, pawn shops are often used for quick cash or buying discounted items. Jewelry, electronics, and tools are some of the most commonly pawned or sold goods here.

Hayesville, NC has 9 pawn shops in our directory. Top-rated options include National Pawn, National Pawn, and Plaza Pawn & Gun.

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Complete Cash

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168 GA-515 Suite F, Blairsville, GA 30512, United States

title pawnspawn loans
5.0(3)

National Pawn

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2751 Capital Blvd, Raleigh, NC 27604, United States

pawn loansretail salesgold buyinglayaway
4.9(6343)

National Pawn

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4206 Fayetteville Rd, Raleigh, NC 27603, United States

pawn loansretail salesgold buyinglayaway
4.9(4015)

Southland Pawn & Jewelry

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243 Blue Ridge St, Blairsville, GA 30512, United States

4.7(33)

Payday Pawn And Jewelry

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916 N Breazeale Ave, Mt Olive, NC 28365, United States

4.6(27)

Knightdale Pawn

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823 N Smithfield Rd, Knightdale, NC 27545, United States

pawn loanscollateral loansbuyingsellingspecial ordersonline sales
4.5(55)

Plaza Pawn & Gun

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365 Jackson Plaza, Sylva, NC 28779, United States

4.2(63)

Hollow Tree Antiques-Southland Pawn

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243 Blue Ridge St, Blairsville, GA 30512, United States

3.4(5)

Clayton Gold N Pawn

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10278 US-70 BUS, Clayton, NC 27520, United States

3.2(93)

What Hayesville Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

North Carolina Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% additional fees
Redemption Period60 days past maturity (90 days total from loan date)
Regulated ByLocal city/county licensing; NC Department of Public Safety

North Carolina regulates pawnbrokers under the Pawnbrokers and Cash Converters Modernization Act (Chapter 66, Article 45). Pawnbrokers must obtain local licenses and post $5,000 bond. All pawn tickets must include statements about the 60-day forfeiture period.

Tips for Visiting Pawn Shops in Hayesville

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Hayesville?

Common items include gold, electronics, and tools.

Which pawn shops in Hayesville are well-reviewed?

Check out Complete Cash and Southland Pawn & Jewelry for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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