Pawn Shops Happy Valley

Happy Valley has a few pawn shops that offer loans or buy items outright. Gold, electronics, and tools are commonly pawned or sold here.

We're still building our directory for Happy Valley, OR. Check back soon for local pawn shops.

No locations to display

Disclosure: Contains affiliate links. Learn more

No pawn shops found yet.

What Happy Valley Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Oregon Pawn Shop Regulations

Interest Rate3% per month on unpaid principal; plus setup fee (10% of loan, $2-$250) and storage fee (7% of loan, $2-$250)
Redemption Period60 days minimum (90 days for new loans) + 30-day grace after maturity notice
Regulated ByOregon Division of Financial Regulation (Dept. of Consumer and Business Services)

Oregon pawnbrokers must obtain state license requiring $25,000 bond. In addition to 3% monthly interest, setup and storage fees are permitted. Pledgor has 30 days after receiving loan expiration notice to redeem or renew. Unredeemed items become pawnbroker property.

Tips for Visiting Pawn Shops in Happy Valley

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Happy Valley?

Common items include gold jewelry, electronics, and power tools.

Which pawn shops in Happy Valley are well-reviewed?

Check our listings above for local options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices