Pawnshops Finder

Pawn Shops Hagerstown

Hagerstown has a solid lineup of pawn shops for buying, selling, or getting loans. Gold, electronics, and tools are some of the most common items people bring in.

Hagerstown, MD has 4 pawn shops in our directory. Top-rated options include First Cash Pawn, Washington Street Pawn Brokers, and Sheila's Jewelry & Loan.

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First Cash Pawn

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1423 Dual Hwy Suite 11, Hagerstown, MD 21740, United States

+1 301-745-6600Website
pawn loansbuy gold
4.4(77)

Washington Street Pawn Brokers

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47 E Washington St, Hagerstown, MD 21740, United States

+1 301-791-7296
4.1(70)

Sheila's Jewelry & Loan

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1061 Virginia Ave, Hagerstown, MD 21740, United States

+1 301-992-5997Website
pawn loansgold buyingsilver buyingjewelry buyingcoin buyingestate jewelry buying
4.0(52)

Gold and silver Exchange

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35 N Prospect St, Hagerstown, MD 21740, United States

+1 301-745-4000Website
gold buyingsilver buyingjewelry buyingelectronics buyingbuy sell tradeonline sales
3.7(38)

What Hagerstown Pawn Shops Accept

  • ✓ Gold jewelry & watches
  • ✓ Electronics (phones, laptops, tablets)
  • ✓ Power tools (DeWalt, Milwaukee, Makita)
  • ✓ Gaming consoles (PS5, Xbox, Nintendo)
  • ✓ Musical instruments
  • ✓ Firearms (where permitted)
  • ✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Maryland Pawn Shop Regulations

Interest RateNo state cap (typical market rates 12-25% per month)
Redemption PeriodPer contract (typically 22-30 days)
Regulated ByMaryland DLLR, Division of Occupational and Professional Licensing

Maryland pawnbrokers are licensed as Secondhand Precious Metal Object Dealers under Business Regulation Title 12. The state primarily regulates record-keeping and stolen property prevention rather than consumer loan terms. Local counties may establish additional regulations.

Tips for Visiting Pawn Shops in Hagerstown

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Hagerstown?

Common items include gold jewelry, electronics like laptops, and tools such as drills or saws.

Which pawn shops in Hagerstown are well-reviewed?

Check out First Cash Pawn and Washington Street Pawn Brokers for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices

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