Pawn Shops Granite Bay

Granite Bay residents often turn to pawn shops for quick cash or to buy discounted items. Gold jewelry, electronics, and tools are commonly pawned or sold here.

Granite Bay, CA has 3 pawn shops in our directory. Top-rated options include Loyalty Pawn #3, Granters Pawn Shop, and Cash 4 Gold.

Loading map...

Disclosure: Contains affiliate links. Learn more

Filter by services

Granters Pawn Shop

View details

10056 San Pablo Ave, El Cerrito, CA 94530, United States

pawn loansgold buyingsilver buyingjewelry buyingjewelry repairjewelry layaway
4.8(334)

Loyalty Pawn #3

View details

200 Atlantic St, Roseville, CA 95678, United States

pawn loanscash loansbuying jewelrybuying goldbuying watchesbuying handbags
4.8(1143)

Cash 4 Gold

View details

484 Pleasant Valley Rd Suite 9, Diamond Springs, CA 95619, United States

gold buyingsilver buyingcoins buyingdiamonds buyingjewelry buyingplatinum buying
4.7(69)

What Granite Bay Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

California Pawn Shop Regulations

Interest Rate3% per month on unpaid principal (plus $3/month minimum charge)
Redemption Period4 months + 10-day grace period after notification
Regulated ByCalifornia Department of Justice, Secondhand Dealer and Pawnbroker Unit

California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.

Tips for Visiting Pawn Shops in Granite Bay

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Granite Bay?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Granite Bay are well-reviewed?

Check out Loyalty Pawn #3 and Granters Pawn Shop for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

ChristmasLoans.us - Request Now

Gold Prices