Pawn Shops Granite Bay
Granite Bay residents often turn to pawn shops for quick cash or to buy discounted items. Gold jewelry, electronics, and tools are commonly pawned or sold here.
Granite Bay, CA has 3 pawn shops in our directory. Top-rated options include Loyalty Pawn #3, Granters Pawn Shop, and Cash 4 Gold.
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Granters Pawn Shop
View details10056 San Pablo Ave, El Cerrito, CA 94530, United States
Loyalty Pawn #3
View details200 Atlantic St, Roseville, CA 95678, United States
Cash 4 Gold
View details484 Pleasant Valley Rd Suite 9, Diamond Springs, CA 95619, United States
What Granite Bay Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
California Pawn Shop Regulations
California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.
Tips for Visiting Pawn Shops in Granite Bay
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Granite Bay?
Common items include gold jewelry, electronics, and tools.
Which pawn shops in Granite Bay are well-reviewed?
Check out Loyalty Pawn #3 and Granters Pawn Shop for reliable options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
