Pawn Shops Golden Valley

Golden Valley has a few pawn shops that offer loans and buy items like jewelry, electronics, and musical instruments. These spots are handy for quick cash or finding unique goods.

We're still building our directory for Golden Valley, MN. Check back soon for local pawn shops.

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What Golden Valley Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Minnesota Pawn Shop Regulations

Interest Rate3% per month (36% APR) plus reasonable storage/service fee (up to $20/month)
Redemption Period60 days from date of pawn transaction
Regulated ByLocal Municipalities (city/town level licensing)

Minnesota pawnbrokers are regulated under Chapter 325J. Interest and fees exceeding permitted amounts are void and uncollectible. If full payment is made more than 2 weeks before monthly date, half that month charge must be remitted. Vehicle pawns require 90-day wait.

Tips for Visiting Pawn Shops in Golden Valley

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Golden Valley?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Golden Valley are well-reviewed?

Check our listings above.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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Gold Prices