Pawn Shops Gainesville

Gainesville has a few solid pawn shops for quick cash or bargains. Many locals pawn or sell gold, electronics, and musical instruments here.

Gainesville, VA has 2 pawn shops in our directory. Top-rated options include TBGoods and Value Pawn & Jewelry (2360 North Main Street, Gainesville).

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TBGoods

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325 NE 23rd Ave, Gainesville, FL 32609, United States

+1 352-375-0024 Website

pawn loansauto loanscash loansbuy/sell/tradegold buyingsilver buying

4.8(748)

Value Pawn & Jewelry (2360 North Main Street, Gainesville)

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2360 N Main St, Gainesville, FL 32609, United States

+1 352-375-2138 Website

pawn loansgold buyingonline shopretail merchandiselayawayproduct protection plan

4.7(662)

What Gainesville Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Virginia Pawn Shop Regulations

Interest Rate10% per month (loans ≤$25); 7% per month ($25-$100); 5% per month (≥$100); plus 5% monthly storage fee

Redemption Period30 days + 15-day grace period (45 days total)

Regulated ByLocal circuit courts; Virginia State Police; Attorney General

Virginia pawnbrokers must be licensed by locality with circuit court authorization and post $50,000 surety bond. Loans cannot be divided to increase interest rates. The 30+15 day minimum redemption period provides strong consumer protection.

Tips for Visiting Pawn Shops in Gainesville

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Gainesville?

Common items include gold jewelry, electronics like laptops or phones, and tools.

Which pawn shops in Gainesville are well-reviewed?

Check out TBGoods and Value Pawn & Jewelry for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).