Pawn Shops Flowood

Flowood and nearby areas have several pawn shops for loans and buying or selling items. Gold, electronics, and tools are commonly pawned here.

Flowood, MS has 4 pawn shops in our directory. Top-rated options include USA Pawn Shop Pearl, Capital Pawn - Pearl, and Momentum Pawn.

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Capital Pawn - Pearl

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3035 US-80, Pearl, MS 39208, United States

pawn loansretail salesgold buyinglayaway
4.9(801)

USA Pawn Shop Pearl

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126 N Pearson Rd, Pearl, MS 39208, United States

pawn loansselling itemsonline shoppingebay salesetsy salesfirearms and ammo sales
4.9(1138)

Momentum Pawn

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1425 University Blvd, Jackson, MS 39204, United States

pawn loansbuy/sell jewelrycash loansonline paymentstext message reminders
4.5(80)

Jackson Jewelry & Pawn

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3705 N West St, Jackson, MS 39216, United States

2.0(67)

What Flowood Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Mississippi Pawn Shop Regulations

Interest Rate25% per month (bundled pawnshop charge)
Redemption PeriodUntil maturity date
Regulated ByMississippi Department of Banking and Consumer Finance

Mississippi Pawnshop Act (§75-67-301 et seq.) allows maximum 25% of principal per month. Purchased goods must be held 21 days for police verification. Licensees must complete 6 hours pre-licensing education and maintain $20,000 net worth.

Tips for Visiting Pawn Shops in Flowood

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Flowood?

Common items include gold, electronics, and tools.

Which pawn shops in Flowood are well-reviewed?

USA Pawn Shop Pearl and Capital Pawn - Pearl are solid options worth checking out.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices