Pawn Shops Fernley

Fernley locals often turn to pawn shops for fast cash or to buy discounted items. Gold, electronics, and tools are some of the most common things pawned or sold here.

Fernley, NV has 1 pawn shops in our directory. Top-rated options include Premier Pawnbrokers.

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Premier Pawnbrokers

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301 S Maine St, Fallon, NV 89406, United States

pawn loansgun salesjewelry salesused goods sales
4.9(100)

What Fernley Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Nevada Pawn Shop Regulations

Interest Rate13% per month (156% APR) plus $5 initial charge per loan
Redemption Period90 days from date of pledge
Regulated ByLocal county/city/town governments; Nevada Financial Institutions Division

Nevada provides strong consumer protection with mandatory 90-day redemption period—among longest in the region. Pawnbrokers must provide printed receipts with all terms, interest rates, and payment history. Daily transaction reports to sheriff/police by noon required.

Tips for Visiting Pawn Shops in Fernley

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Fernley?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Fernley are well-reviewed?

Check out Premier Pawnbrokers for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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