Pawn Shops Ferndale

Ferndale has a few pawn shops that cater to locals needing fast cash or looking to buy discounted goods. Gold, electronics, and jewelry are commonly pawned or sold here.

Ferndale, MI has 1 pawn shops in our directory. Top-rated options include Motor City Pawn Brokers.

Loading map...

Disclosure: Contains affiliate links. Learn more

Motor City Pawn Brokers

View details

1461 Eight Mile W, Ferndale, MI 48220, United States

4.9(1050)

What Ferndale Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Michigan Pawn Shop Regulations

Interest Rate3% per month (36% APR) plus $3/month storage fee
Redemption Period90 days (3 months)
Regulated ByLocal Government Chief Executive Officer (city/town level)

Michigan pawnbrokers are regulated under Act 273 of 1917 (MCL 446.201-446.219). Interest exceeding 3% per month renders the loan void—borrower owes nothing and pawnbroker must surrender item. Storage fees of $3/month and usage fees of $1/month permitted.

Tips for Visiting Pawn Shops in Ferndale

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Ferndale?

Common items include gold, electronics, and tools.

Which pawn shops in Ferndale are well-reviewed?

Check out Motor City Pawn Brokers for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices