Pawn Shops Fargo

We're still adding Pawn Shops in Fargo. Check nearby cities or come back soon. Fargo has a solid selection of pawn shops for a city of its size.

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What Fargo Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

North Dakota Pawn Shop Regulations

Interest RateNo state cap for transactions up to $1,000 (exempt from usury laws under NDCC 47-14-09)
Redemption PeriodPer county/municipal ordinance
Regulated ByCounty or Municipal Authorities

North Dakota exempts pawnbroking transactions up to $1,000 from state usury laws (NDCC 47-14-09). Pawnbrokers must be licensed by county or municipality. Specific redemption periods, hold periods, and operational requirements established at local level.

Tips for Visiting Pawn Shops in Fargo

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Fargo?

We're currently adding Pawn Shops in Fargo. Check back soon or browse nearby cities.

What do Pawn Shops in Fargo accept?

Fargo Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Fargo?

Pawn Shops in Fargo typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in North Dakota?

In North Dakota, the redemption period is Per county/municipal ordinance. Interest rates are capped at No state cap for transactions up to $1,000 (exempt from usury laws under NDCC 47-14-09). Always ask about extensions.

Need More Cash?

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Gold Prices