Pawn Shops Eau Claire

Eau Claire offers a few solid pawn shops for quick cash or discounted items. Many locals pawn or sell gold, electronics, and tools to cover unexpected expenses.

Eau Claire, WI has 2 pawn shops in our directory. Top-rated options include National Pawn Co.

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National Pawn Co

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1232 W Clairemont Ave, Eau Claire, WI 54701, United States

+1 715-831-8822 Website

4.2(139)

Me-No-Monie Street Pawn & Loan

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1243 Menomonie St, Eau Claire, WI 54703, United States

+1 715-852-2222 Website

pawn loansgold buyingdiamonds and gems buyingtools buyingaudio video buyingmusical instruments buying

2.7(62)

What Eau Claire Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Wisconsin Pawn Shop Regulations

Interest Rate3% per month (36% APR); no compounding; minimum $1/month first month, $0.50 thereafter

Redemption Period90 days after loan due date

Regulated ByWisconsin Department of Financial Institutions; Municipal Clerks

Wisconsin regulates pawnbrokers under Wis. Stats. 138.10 and 134.71. Interest is strictly limited to 3% per month with no additional charges—violators forfeit both principal and interest. Pledges must sell for at least 125% of loan amount; surplus returned to pledgor.

Tips for Visiting Pawn Shops in Eau Claire

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Eau Claire?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Eau Claire are well-reviewed?

Check out National Pawn Co and Me-No-Monie Street Pawn & Loan for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.