Pawn Shops Eau Claire

Eau Claire offers a few solid pawn shops for quick cash or discounted items. Many locals pawn or sell gold, electronics, and tools to cover unexpected expenses.

Eau Claire, WI has 2 pawn shops in our directory. Top-rated options include National Pawn Co.

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National Pawn Co

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1232 W Clairemont Ave, Eau Claire, WI 54701, United States

Updated Feb 8, 2026Report issue
4.2(139)

Me-No-Monie Street Pawn & Loan

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1243 Menomonie St, Eau Claire, WI 54703, United States

pawn loansgold buyingdiamonds and gems buyingtools buyingaudio video buyingmusical instruments buying
Updated Feb 8, 2026Report issue
2.7(62)

What Eau Claire Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Wisconsin Pawn Shop Regulations

Interest Rate3% per month (36% APR); no compounding; minimum $1/month first month, $0.50 thereafter
Redemption Period90 days after loan due date
Regulated ByWisconsin Department of Financial Institutions; Municipal Clerks

Wisconsin regulates pawnbrokers under Wis. Stats. 138.10 and 134.71. Interest is strictly limited to 3% per month with no additional charges—violators forfeit both principal and interest. Pledges must sell for at least 125% of loan amount; surplus returned to pledgor.

Tips for Visiting Pawn Shops in Eau Claire

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Eau Claire?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Eau Claire are well-reviewed?

Check out National Pawn Co and Me-No-Monie Street Pawn & Loan for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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