Pawn Shops Durham

We're still adding Pawn Shops in Durham. Check nearby cities or come back soon. Durham's pawn shops serve a metro area of 400k+ residents.

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What Durham Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

North Carolina Pawn Shop Regulations

Interest Rate2% per month interest + up to 20% additional fees
Redemption Period60 days past maturity (90 days total from loan date)
Regulated ByLocal city/county licensing; NC Department of Public Safety

North Carolina regulates pawnbrokers under the Pawnbrokers and Cash Converters Modernization Act (Chapter 66, Article 45). Pawnbrokers must obtain local licenses and post $5,000 bond. All pawn tickets must include statements about the 60-day forfeiture period.

Tips for Visiting Pawn Shops in Durham

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Durham?

We're currently adding Pawn Shops in Durham. Check back soon or browse nearby cities.

What do Pawn Shops in Durham accept?

Durham Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Durham?

Pawn Shops in Durham typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in North Carolina?

In North Carolina, the redemption period is 60 days past maturity (90 days total from loan date). Interest rates are capped at 2% per month interest + up to 20% additional fees. Always ask about extensions.

Need More Cash?

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