Pawn Shops Dubuque

Dubuque has a few solid pawn shops for quick cash or deals on used goods. Many locals pawn or sell items like jewelry, electronics, and musical instruments.

Dubuque, IA has 2 pawn shops in our directory. Top-rated options include Jerry's Pawn & Jewelry and Tony's Jewelry & Loan.

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Tony's Jewelry & Loan

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1534 Central Ave, Dubuque, IA 52001, United States

4.6(19)

Jerry's Pawn & Jewelry

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1599 Central Ave, Dubuque, IA 52001, United States

4.3(43)

What Dubuque Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Iowa Pawn Shop Regulations

Interest RateNo state cap (set by local municipalities)
Redemption PeriodSet by local ordinance (commonly 30-60 days)
Regulated ByState Police and Local Authorities (city/county officials)

Iowa lacks comprehensive state-level pawn shop regulations; licensing occurs at city or county level. No statewide cap on interest rates exists. Pawnbrokers must obtain local licenses and comply with municipal ordinances, which vary significantly.

Tips for Visiting Pawn Shops in Dubuque

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Dubuque?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Dubuque are well-reviewed?

Check out Tony's Jewelry & Loan and Jerry's Pawn & Jewelry for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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Gold Prices